Subscriptions & Udhar
SECTION 8 — Subscription Guide
Track recurring bills and subscriptions.
Creating a Subscription
- Select the Bills tab in the Plans portal.
- Enter the Name (e.g. Netflix, Rent, Spotify).
- Set the Billing Amount, Billing Cycle (monthly/annual), and Billing Date.
- Link it to the Account from which it is debited.
Subscription Simulation & Projections
The app runs a 30-day billing simulation:
- Calendar Outlook: Projects bill dates over the next 30 days.
- Balance Alerts: Predicts if your account balance will fall below zero when a subscription payment is debited, warning you to fund the account in advance.
SECTION 9 — Udhar Guide
Udhar is your local debt ledger, helping you track outstanding loans and receivables.
Log Dues
- 🤝 Udhar Given (Lent): Money you lent to others. Shows as a green receivable.
- 💸 Udhar Taken (Borrowed): Money you borrowed. Shows as a red liability.
Managing Dues
- Quick Reminders: Tapping the Share icon on an outstanding receivable generates a pre-filled WhatsApp reminder draft:
- Example: "Hey [Name], just a friendly reminder regarding the outstanding balance of ₹[Amount] for [Note]. You can transfer it when convenient!"
- Settle Dues: Settle transactions in full or log partial payments.