Subscriptions & Udhar

Manage your recurring payments and track money you owe or are owed by friends and family.

Managing Subscriptions

Subscriptions are automated expenses that occur on a regular schedule (e.g., Netflix, Gym membership, Rent).

Adding a Subscription

1. Navigate to the Subscriptions tab.
2. Tap + New Subscription.
3. Select the Service from our predefined list (which includes logos for popular services like Netflix, Spotify, Amazon Prime) or create a custom one.
4. Enter the Amount.
5. Set the Billing Cycle (Weekly, Monthly, Yearly).
6. Select the Next Billing Date.
7. Choose which Account is charged for this.
8. Tap Save.

Subscription Tracking

Mera Paisaa will automatically log this expense on the billing date. It also provides a dedicated "Upcoming Bills" view so you are never caught off guard by an auto-deduction.

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Udhar (Borrowing & Lending)

"Udhar" is the built-in system for tracking informal loans with friends or family.

Lending Money (You gave money)

1. Go to the Udhar section.
2. Tap + New Entry and select I Lent Money.
3. Select the Contact (from your phonebook or type a name).
4. Enter the Amount.
5. Select the Account the money left from.
6. Tap Save. The app now records that this person owes you money.

Borrowing Money (You received money)

1. Tap + New Entry and select I Borrowed Money.
2. Select the Contact.
3. Enter the Amount.
4. Select the Account the money entered.
5. Tap Save.

Settling Up

When a debt is repaid:

1. Tap on the person's name in the Udhar list.
2. Tap Settle Up.
3. Enter the amount being repaid (it can be a partial repayment).
4. Select the account the money was deposited to (if they paid you) or withdrawn from (if you paid them).
5. The Udhar balance updates automatically!