Insights & Activity

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SECTION 10 — Wealth Hub Guide

The Wealth Hub provides a complete overview of your assets and investments.

Assets & Investments

• Liquid Cash: Balances from your active Bank, UPI, and Cash accounts.
• Investment Ledger: Track assets across:
  • 🔮 Mutual Funds
  • 📈 Stocks
  • 🪙 Gold / Commodities
  • 🏦 Fixed Deposits

Portfolio Metrics

• Total Assets: Combined value of cash and current investment holdings.
• Liabilities: Outstanding payables from the Udhar ledger.
• Net Worth: Total assets minus outstanding liabilities.
• Absolute Returns: Real-time comparison of invested capital vs current asset value.

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SECTION 11 — Insights & Reports

Analyze trends and export data.

Monthly Reports

Select any month to generate a financial report:

• Net Cash Flow: Total monthly Income minus Expense.
• Financial Rating: Based on your monthly savings rate:
  • 🚀 Super Saver: Savings rate of 25% or higher.
  • ⚖️ Balanced: Savings rate between 10% and 24%.
  • ⚠️ High Spender: Savings rate below 10%.
• Goal Contributions & Udhar activity: Summarizes monthly savings and lending/borrowing activity.

Data Exports

• Export your complete ledger to a standard CSV file via settings.