Budgets & Goals

Take control of your financial future by setting limits and planning for big purchases.

Setting Up Budgets

Budgets help you ensure you don't overspend in specific categories.

Creating a Budget

1. Navigate to the Budgets section from the bottom navigation menu.
2. Tap Create Budget.
3. Select the Category you want to limit (e.g., "Dining Out").
4. Set your Monthly Limit (e.g., ₹5,000).
5. Choose if you want alerts when you reach 50%, 80%, or 100% of your limit.
6. Tap Save.

Tracking Budgets

Your budgets are visualized as progress bars.

• Green means you are well within your limit.
• Orange means you are approaching the limit.
• Red means you have exceeded your budget for the month.

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Financial Goals

Goals are for saving up for specific targets, like a new phone or an emergency fund.

Creating a Goal

1. Open the Goals section.
2. Tap + New Goal.
3. Give your goal a Name (e.g., "Goa Trip").
4. Set the Target Amount (e.g., ₹25,000).
5. (Optional) Set a Target Date to achieve this goal.
6. Tap Save Goal.

Funding a Goal

When you have spare money to allocate to a goal:

1. Tap on the specific goal card.
2. Tap Add Funds.
3. Enter the amount you wish to contribute.
4. Select the source account the funds are coming from.
5. Watch the visual progress ring fill up!

[!NOTE] Funding a goal does not deduct money from your "Total Balance," but it logically sets it aside so you know it's reserved.