Terms of Service

Last Updated: May 15, 2026

Welcome to Mera Paisaa. These Terms of Service ("Terms") govern your use of the Mera Paisaa mobile application and website (the "Service") operated by Vicky Prasad Mahato.

1. Acceptance of Terms

By downloading, installing, accessing, or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service.

2. Description of Service

Mera Paisaa is a personal finance management tool designed to help users track expenses, manage budgets, and monitor financial goals. The app primarily operates offline, meaning your financial data remains on your local device.

3. Not Financial Advice

The information and features provided by Mera Paisaa are for informational and organizational purposes only. We do not provide financial, investment, legal, or tax advice. You are solely responsible for your financial decisions, and you should consult with a qualified professional before making any significant financial choices based on data from this app.

4. User Responsibilities & Data Accuracy

While we strive to provide robust manual entry systems and intelligent insights, the ultimate accuracy of the financial data within the app depends on the user. We are not liable for any losses, damages, or financial discrepancies resulting from inaccurate data entry, missed transactions, or software malfunctions.

5. Intellectual Property

The Service and its original content (excluding user-provided financial data), features, design, and functionality are and will remain the exclusive property of Vicky Prasad Mahato and its licensors. The Service is protected by copyright, trademark, and other laws.

6. Third-Party Services

Our Service may use third-party services (such as Google Firebase for optional cloud backups or crash reporting). Your use of these optional features may be subject to the terms and privacy policies of those third-party providers. We are not responsible for the content, privacy policies, or practices of any third-party services.

7. Termination

We may terminate or suspend access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. All provisions of the Terms which by their nature should survive termination shall survive.

8. Limitation of Liability

In no event shall Vicky Prasad Mahato, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Service.

9. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.

10. Contact Us

If you have any questions about these Terms, please contact us at:
abvicky01@gmail.com.