Privacy Policy

Last Updated: May 15, 2026

Vicky Prasad Mahato ("we", "us", or "our") built the Mera Paisaa app as a Free app. This SERVICE is provided by Vicky Prasad Mahato at no cost and is intended for use as is. This page is used to inform visitors regarding our policies with the collection, use, and disclosure of Personal Information if anyone decided to use our Service.

1. Data Collection and Use (Offline First)

Mera Paisaa is an offline-first application. The primary function of this app is to help you track your personal finances, budgets, and goals. All financial data, including transaction history, account balances, and budget details, are stored locally on your device. We do not collect, transmit, or store your personal financial data on our servers by default.

2. Optional Cloud Backup (Firebase)

If you explicitly choose to enable the Cloud Backup feature, your data will be securely backed up using Google Firebase infrastructure. This data is encrypted in transit and at rest. This feature is strictly opt-in and is used solely to allow you to restore your data or sync across multiple devices you own.

3. Log Data and Crash Reporting

We want to inform you that whenever you use our Service, in a case of an error in the app we collect data and information (through third-party products) on your phone called Log Data. This Log Data may include information such as your device Internet Protocol (“IP”) address, device name, operating system version, the configuration of the app when utilizing our Service, the time and date of your use of the Service, and other statistics. This contains NO personal financial data.

4. Data Retention and Deletion

Because your data is stored locally on your device, you have full control over it. You can delete all your financial data at any time by:

• Using the "Wipe Data" or "Delete Account" feature within the app settings.
• Clearing the app's data/storage from your device's OS settings.
• Uninstalling the application.

5. Information Sharing and Disclosure

We do not sell, trade, or rent your personal identification information or financial data to others. We do not use your data for targeted advertising.

6. Security

We value your trust in providing us your Personal Information, thus we are striving to use commercially acceptable means of protecting it. But remember that no method of transmission over the internet, or method of electronic storage is 100% secure and reliable, and we cannot guarantee its absolute security.

7. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. Thus, you are advised to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page.

8. Contact Us

If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us at:
abvicky01@gmail.com.